Meet Frank: An AI-powered CFO, shaped by Fractionality CFOs
Frank is our brand new AI-powered CFO, shaped by real Fractionality CFOs for the questions founders actually ask.
Finance rarely fails with a bang.
It fails quietly.
A forecast that feels slightly off.
A runway that looks fine until it doesn’t.
A decision you sense matters, but can’t quite pressure-test alone.
Founders tell us this all the time. Not because they aren’t capable. But because financial thinking at this stage is lonely work. The questions feel high-stakes. The answers are rarely black and white. And asking them out loud can feel, unfairly, like admitting weakness.
So we built Frank.
Frank is an AI-powered fractional CFO, shaped by real CFOs at Fractionality. He exists to help founders and business leaders think clearly about cash, growth, and value before problems harden and options narrow.
Not to replace human judgment.
Not to throw dashboards at you.
But to help you reason through the moments that matter.
Why Frank exists
Most AI tools are broad by design. Brilliant at many things. Specialised in none.
Frank is different. He is deliberately narrow. He is trained on how CFOs actually think when the pressure is on. How they weigh trade-offs. How they test assumptions. How they decide what matters now, what can wait, and what quietly carries risk.
Frank helps with questions like:
Do these numbers really tell the story we think they do?
How long does our runway actually last under different scenarios?
What should we fix before we even think about fundraising?
Where is value being created, and where is it leaking away?
This is CFO-level thinking, not textbook finance.
Built for the UK business reality
Frank understands the UK landscape. How businesses here are funded. How reporting, cash flow, and decision-making tend to work in practice, not theory.
That means fewer prompts. Fewer explanations. More relevant answers.
It also means advice that fits the reality founders are operating in, rather than generic global assumptions.
Practical, not performative
Frank is not here to impress you with language. He is here to help you make better decisions.
His focus is always on action:
Sense-checking assumptions
Clarifying trade-offs
Highlighting risks early
Helping you prepare for moments like fundraising, restructuring, or exit
Sometimes the most valuable thing a CFO does is slow things down just enough for clarity to return. Frank is built for that moment.
Human expertise, still within reach
Frank is not a dead end.
He is designed to sit seemlessly between AI guidance and human expertise. When the questions get bigger, or the context more specific, Frank can help you understand when it’s time to bring a real CFO from the Fractionality network into the room for deeper human support.
That bridge matters. Because good AI without human judgment is noise. And human judgment without space to think is often overwhelmed.
Confidential by design
Your conversations with Frank are confidential.
They are used to improve the system, but never in a way that exposes you or your business. Frank learns from patterns, not people.
He is trained by seasoned CFOs at Fractionality.
Not scraped from the internet. Not guessing. But shaped by real-world financial decision-making.
A quiet experiment, on purpose
Frank is live now and free to use during beta.
This is an experiment in clarity. In whether AI, used properly, can help founders ask better questions sooner. Before problems escalate. Before decisions calcify. Before momentum turns into risk.
If you’re building something that matters, and want a clearer financial lens without committing to a full-time hire, Frank is a good place to start.
Sometimes clarity begins with a conversation.
