Meet Frank: An AI-powered CFO, shaped by Fractionality CFOs
Frank has been developed in-house as a bespoke AI-powered Fractional CFO, trained and shaped by real CFOs from Fractionality — and completely free to use during beta.
Confidential, focused, UK-centric and available 24/7, Frank exists to help founders and business leaders think clearly about cash, growth, and enterprise value at a strategic level.
He isn't a replacement for human judgement, but he will help you reason through the moments that matter.
Frank isn't just another AI Chatbot
Most AI tools founders are using are broad, by design. Brilliant at many things - but specialist in none.
Frank is different. Frank doesn't do your tax return. He won't write your business plan or generate inspirational LinkedIn posts about resilience.
He does one thing: he thinks like a CFO when you need one most.
Not textbook finance. Not generic best practice scraped from multiple sources. Real CFO thinking—the kind that comes from sitting across the table from hundreds of founders when the stakes are high and the clock is ticking.
Questions like:
Our burn rate looks fine on paper. So why does it feel like we're haemorrhaging cash?
If this deal falls through, how long do we actually have?
Should we be fundraising right now, or fixing something first?
Where are we creating value—and where is it just… disappearing?
These aren't questions for Google. They're questions for someone who's been in the room when companies live or die on a single decision.
Frank's been built by people who have been in that room. Hundreds of times.
This is CFO-level strategic thinking, not textbook finance.
Built for the UK business reality
Frank understands the UK landscape. How businesses here are funded. How reporting, cash flow, and decision-making tend to work in practice, not theory. What the appropriate accounting, tax and regulatory frameworks are. The narrative that investors need to hear.
That means fewer prompts. Fewer explanations. More relevant answers. He asks for context and delivers thoughtful and relevant information.
It also means advice that fits the reality UK-centric founders are operating in, rather than generic global assumptions.
Ruthlessly Practical
Frank won't try to sound clever. He's not here to generate prose or dazzle you with jargon.
He's here to help you decide.
To stress-test your assumptions before they break. To surface the trade-off you haven't named yet. To tell you what matters now and what can wait—and what's quietly carrying more risk than you think.
Sometimes the most valuable thing a Fractional CFO does is create five minutes of clarity before a founder makes a decision they can't undo.
Frank is built for those five minutes.
Human expertise, still within reach
Frank is not a dead end.
He is designed to sit seamlessly between AI guidance and human expertise. When the questions get bigger, or the context more specific, Frank can help you understand when it’s time to bring a real Fractional CFO from the Fractionality network into the room for deeper human support.
That bridge matters. Because good AI without human judgement is noise. And human judgement without space to think is often overwhelmed.
A quiet experiment, on purpose
Frank is live now and free to use during beta.
This is an experiment in clarity. In whether AI, used properly, can help founders ask better questions sooner. Before problems escalate. Before decisions calcify. Before momentum turns into risk.
If you’re building something that matters, and want a clearer financial lens without committing to a full-time hire, Frank is a good place to start.
Sometimes clarity begins with one conversation.
Frank is live now. No signup. No sales call. Just questions, answers, and a CFO's perspective when you need it most.
