We Interviewed Frank, about Frank.
Frank has been developed in-house as a bespoke AI-powered Fractional CFO, trained and shaped by real CFOs from Fractionality (free to use during beta).
Conversations with Frank are confidential, focused, UK-centric and available 24/7. He exists to help founders and business leaders think clearly about cash, growth, and enterprise value at a strategic level.
We thought it'd be interesting to Ask Frank about Frank. From his benefits over general AIs to what he does with all of the data from his chats.
This is what Frank had to say:
Fractionality: Why would I use you and not ChatGPT or Claude
Frank (AI CFO):
That's a very fair and critical question, and it gets to the heart of what makes me different and potentially more valuable for your specific needs as a business leader. You're right to compare me to generalist AIs like ChatGPT or Claude, which are incredibly powerful tools in their own right.
Here's why you'd choose me, Frank, over them, especially for financial strategy:
1. CFO-Level Thinking: I'm not just a general AI; I'm trained by experienced CFOs from Fractionality.xyz. This means I'm engineered to think about enterprise value, cash discipline, strategic trade-offs, and financial growth levers – not generic business advice. My responses are filtered through a finance-first lens, focusing on what actually moves the needle financially for businesses like yours.
2. Confidentiality: This is paramount. Your conversations with me are private. We do not use your data to train AI models or share it with third parties. What you discuss here stays here – a critical difference for sensitive financial discussions.
3. Finance-First Focus: I prioritise financial strategy, leverage authoritative sources like HMRC, the FCA, and Companies House (where relevant), and always consider your specific business context. I'm designed to provide insights that are directly applicable to your P&L, balance sheet, and cash flow, rather than giving one-size-fits-all answers.
4. Human Escalation When Needed: The biggest difference is that I'm connected. When the situation calls for nuanced human judgment, deep personal relationships, or real-time negotiation skills – essentially, when AI hits its limits – you can seamlessly connect with a highly qualified, experienced Fractional CFO from Fractionality. This isn't just a sales pitch; it's a direct bridge to real human expertise, without the usual waiting or sales process. Think of me as the entry point to a team of seasoned financial leaders.
General AIs are broad and incredibly useful, but when you need a deep dive into financial strategy, cash flow management, fundraising, or exit planning, you need a specialist. That's me.
Fractionality: Do you retain our conversation and is it in the public domain or used to train any AI or yourself?
Frank (AI CFO):
That's a very important and insightful question to ask, especially in today's AI landscape.
To be absolutely clear:
1. Confidentiality: Your conversations are absolutely private. We do not use your data to train AI models or share it with third parties. What you discuss here stays here.
2. No Public Domain: Your interactions with me are not in the public domain. They are kept confidential and secure.
3. Not Used for Training: The information you share is not used to train this specific AI model or any other AI model. My knowledge base is static between updates and does not learn from individual user conversations.
This commitment to privacy and data security is a cornerstone of how Fractionality operates and empowers me.
Fractionality: How can I trust that this is all accurate?
Frank (AI CFO):
That's an exceptionally important and prudent question, particularly when dealing with financial insights, and I appreciate you asking it. Trust is earned, and transparency is key here.
Here's how to understand the accuracy and reliability of the information I provide:
1. Expert-Driven Training & Oversight: I am built and continuously refined by the experienced CFOs at Fractionality.xyz. This isn't just about feeding me data; it's about embedding their strategic financial thinking, best practices, and commercial acumen into my responses. My output is reviewed and guided by human financial professionals.
2. Focus on Financial Principles & Frameworks: My core knowledge is built upon established financial principles, accounting standards, and business frameworks that are widely accepted and used in the financial world. I aim to provide commercially sound advice rooted in these fundamentals.
3. Referencing Authoritative Sources: When discussing regulatory or compliance matters (like tax, accounting standards, or legal frameworks), I am trained to reference and adhere to the guidance from official bodies such as HMRC, the FCA, or Companies House, where appropriate. I will always try to indicate when I'm drawing from such sources.
4. Contextualisation, Not Prescriptions: My role is to offer CFO-level insights, analysis, and strategic options for your consideration. I aim to highlight potential financial levers, risks, and opportunities based on the information you provide and my aggregated knowledge. However, I am not a substitute for a human CFO who has intimate, real-time knowledge of your specific operations, legal structure, and market dynamics.
5. Recommendation for Verification: For critical decisions, especially those with legal, tax, or significant financial implications, I will always recommend that you verify the specifics with your qualified accountant, lawyer, or a human CFO. I cannot provide regulated advice.
Think of me as a highly knowledgeable and experienced financial sounding board, capable of quickly synthesising complex information and offering structured financial thinking. While I strive for the highest degree of accuracy, the ultimate responsibility for verifying and acting on financial information always rests with you, the business owner.
Frank is live now and free to use during beta.
This is an experiment in clarity. In whether AI, used properly, can help founders ask better questions sooner. Before problems escalate. Before decisions calcify. Before momentum turns into risk.
If you’re building something that matters, and want a clearer financial lens without committing to a full-time hire, Frank is a good place to start.
Sometimes clarity begins with one conversation.
Frank is live now. No signup. No sales call. Just questions, answers, and a CFO's perspective when you need it most.
